Starting Index
transparent model intelligence
What If
Put personal numbers against the public record.
Enter a starting amount and choose a profile to see how that amount would have moved through the available model history, with SPY beside it for context. Then compare that with a simple forward illustration using the same historical CAGR.
Scenario Calculator
Profile history versus SPY, plus a simple assumption-based projection
ReconstructedReconstructed through Jun 2026
LiveLive tracking from Jul 1, 2026
Model history replayWhat if this amount followed a published profile?
Balanced Window$37,727
50.91% over Feb 3, 2026 through Jul 16, 2026
SPY Same Window$27,219
8.87% over the exact same dates
This replay uses the published profile artifact window. The pre-live segment is reconstructed, and profile-level daily chart controls will become available once profile daily history is published.
Forward illustrationWhat could the same amount look like using validated historical CAGRs?
10Y Balanced Illustration$252,451
Uses Balanced backtest CAGR of 26.02%
10Y SPY Illustration$55,698
Uses SPY backtest CAGR of 8.34% over the same window
These illustrations use validated backtest CAGRs from May 1, 1996 through Jun 24, 2026. They are not forecasts.
Why it helpsAbstract percentages become concrete when they touch a real account size.
This tool is intentionally simple. It is meant to help visitors understand the scale of compounding and benchmark differences, not imply that future returns will repeat. The published artifacts remain the source of truth.